VA loans are an incredible resource for eligible American veterans and their families. Upwell Mortgage is dedicated to helping you make the most of all that’s available to you. We’ll work hard to give you a low rate, with the local expertise you need and the personalized service you deserve.

Lower Rates
Lower Fees

30-Year VA

98.875
3.625
3.957
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
5.000
5.256
Lender Fees:
Lender Credit:
($2046)
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
11:24AM Pacific Time on March 20th, 2020
Get Started
Contact Us
Get Personalized Rates

Why Do Lower Rates Matter?

Save Money. Enjoy more financial freedom.

1

Save big on mortgage payments

A small difference in rate may not seem like much. But over the first few years, a higher rate costs thousands more.

2

Buy more house

A lower rate can increase your buying power by up to 5%. Buy a bigger home. Get into your dream neighborhood. Wind up with more of what you want – without paying more each month.

3

Pay off credit cards

Credit card debt can soar as high as 23%. If you put the above $87.81 in monthly mortgage payment savings toward $5,000 in credit card debt at 23%, you’d pay off your credit card seven years faster. Saving you thousands in interest.*

*Assumes 10yr credit card payback terms

Why Choose a Local Lender?

Get hands-on guidance. And peace of mind.

1

On-call communication

Our local experts stay connected with you throughout the process. So you always know what’s happening – without relying on an automated system.

2

Expert guidance

Most online lenders direct you to call centers where your contact may or may not have the answers to expertly guide your decision-making. We work hard to advise you on the right rate and loan product for your unique needs, avoiding costly mistakes.

3

Reliable accuracy

Not all pre-approvals are reliable. Only when an actual human reviews your application is your pre-approval rock solid. Our pre-approvals are thoroughly vetted, assuring you and the real estate agents involved in the transaction.

Get Started

VA Loan Rates

If you think our rates are good, you should see our fine print.*

30-Year Fixed-Rate VA Loan:

98.875
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 3.625% and 100% loan-to-value (LTV) is $1,866 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.957%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
100
Rate is fixed. The payment on a $400,000, 30-year fixed-rate loan at 5.000% and 100% loan-to-value (LTV) is $2,197 with -0.5 points due at closing. The Annual Percentage Rate (APR) is 5.256%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.