We built Upwell as a springboard for opportunity – to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers’ needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making. And the mortgage companies with helpful, experienced loan officers? They usually have higher rates. Upwell brings together the best of both.

We connect you with seasoned mortgage professionals who know the ins and outs of your market, along with competitive rates and the convenience of technology. No need to compromise.

How are we able to take this approach? We made the decision to put homebuyers’ interests above all else. We’re creating a better balance in mortgage lending by looking out for you first. To us, it’s meaningful work, it’s good business, and it’s time you had another option.

Our Team of Dedicated Mortgage Professionals

Jeff Bell

WA – MLO 175417
Montana – 175417
FL – LO111272
ID – MLO-2080175417


Highly regarded throughout his career for integrity and professionalism, Jeff has been named to the Top 1% of Mortgage Originators by both Mortgage Executive Magazine and Scotsman Guide for several years.


Megan Bell

Vice President

Unparalleled work ethic and dedication have taken Megan to the top of her field – in knowledge and results. She is the strategic backbone of Upwell, with a stellar 15-year track record in mortgage banking.


Brooks Morck

NMLS# 1610124

Senior Loan Officer

Brooks began his business career after college in the technology industry, eventually serving as National Sales Manager for a specialty hardware company. Together they swiftly built a client-base across the US.


Eric Engelland

NMLS# 72324

Senior Loan Officer

Eric is a lifelong resident of the Pacific Northwest where he’s been serving homebuyers and the real estate community as a professional mortgage banker for the past 25 years.


Chad Mattison

Senior Loan Officer

Chad comes with over 25 years experience in the mortgage business. Also known as “The Brain,” he’s an expert when it comes to analyzing complex tax returns, unique borrower profiles, and industry guidelines.


What people are saying

Upwell provided us amazing customer service and a great rate on our mortgage. In a tough market for buyers it can really help to have someone who is so helpful, responsive, and knowledgeable. I highly recommend Eric and the entire Upwell team!

Patrick A.

The staff at Upwell are professional, efficient, and always looking out for their client’s best interest. Five stars and my very highest endorsement.

Blaine Weber, Weber Thompson