30-Year Fixed
98.875
5.625
5.766
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
5.875
5.935
Lender Fees:
Discount Points:
0.250%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply
15-Year Fixed
98.875
5.125
5.360
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
5.375
5.494
Lender Fees:
Discount Points:
0.375%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply
30-Year FHA
98.875
5.500
6.664
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
5.875
6.994
Lender Fees:
Discount Points:
0.500%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
30-Year VA
98.875
5.250
5.597
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
5.625
5.896
Lender Fees:
Discount Points:
0.250%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
30-Year Jumbo
98.875
6.500
6.608
Lender Fees:
Discount Points:
0.875%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
6.750
6.811
Lender Fees:
Discount Points:
0.375%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
12:05PM Pacific Time on December 2nd, 2022
Calculate Your Mortgage Payments
See what your mortgage payment could be with today’s rates.
Disclosures and Assumptions
30-Year Fixed-Rate Mortgage:
98.875
The payment on a $647,000 30-year Fixed-Rate Loan at 5.625% and 75% loan-to-value (LTV) is $3,725 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 5.766%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $647,000 30-year Fixed-Rate Loan at 5.875% and 75% loan-to-value (LTV) is $3,827 with 0.25 points due at closing. The Annual Percentage Rate (APR) is 5.935%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
15-Year Fixed-Rate Mortgage:
98.875
The payment on a $647,000 15-year Fixed-Rate Loan at 5.125% and 75% loan-to-value (LTV) is $5,159 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 5.360%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $647,000 15-year Fixed-Rate Loan at 5.375% and 75% loan-to-value (LTV) is $5,244 with 0.375 points due at closing. The Annual Percentage Rate (APR) is 5.494%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
30-Year FHA Loan:
98.875
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 5.500% and 96.3% loan-to-value (LTV) is $2,722 with 1 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 6.664%.
99.5
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 5.875% and 96.3% loan-to-value (LTV) is $2,824 with 0.5 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 6.994%.
30-Year VA Fixed-Rate Mortgage:
98.875
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 5.250% and 100% loan-to-value (LTV) is $3,531 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 5.597%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
99.5
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 5.625% and 100% loan-to-value (LTV) is $3,681 with 0.25 points due at closing. The Annual Percentage Rate (APR) is 5.896%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
30-Year Jumbo Fixed-Rate Mortgage:
98.875
The payment on a $1,200,000 30-year Fixed-Rate Loan at 6.500% and 75% loan-to-value (LTV) is $7,585 with 0.875 points due at closing. The Annual Percentage Rate (APR) is 6.608%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $1,200,000 30-year Fixed-Rate Loan at 6.750% and 75% loan-to-value (LTV) is $7,783 with 0.375 points due at closing. The Annual Percentage Rate (APR) is 6.811%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.