Today’s Mortgage Rates

30-Year Fixed

98.875
7.000
7.151
Lender Fees:
Discount Points:
1.077%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
7.375
7.432
Lender Fees:
Discount Points:
0.139%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

15-Year Fixed

98.875
6.500
6.733
Lender Fees:
Discount Points:
1.029%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
6.875
6.980
Lender Fees:
Discount Points:
0.230%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply

30-Year FHA

98.875
6.625
7.496
Lender Fees:
Discount Points:
0.840%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
7.375
8.171
Lender Fees:
Discount Points:
0.027%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year VA

98.875
6.625
6.952
Lender Fees:
Discount Points:
0.756%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
6.750
7.041
Lender Fees:
Discount Points:
0.383%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0

30-Year Jumbo

98.875
7.375
7.506
Lender Fees:
Discount Points:
1.017%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
99.5
7.625
7.702
Lender Fees:
Discount Points:
0.484%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
1:20PM Pacific Time on September 29th, 2023

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Disclosures and Assumptions

30-Year Fixed-Rate Mortgage:

98.875
The payment on a $647,000 30-year Fixed-Rate Loan at 7.000% and 75% loan-to-value (LTV) is $4,305 with 1.077 points due at closing. The Annual Percentage Rate (APR) is 7.151%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $647,000 30-year Fixed-Rate Loan at 7.375% and 75% loan-to-value (LTV) is $4,469 with 0.139 points due at closing. The Annual Percentage Rate (APR) is 7.432%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-Year Fixed-Rate Mortgage:

98.875
The payment on a $647,000 15-year Fixed-Rate Loan at 6.500% and 75% loan-to-value (LTV) is $5,636 with 1.029 points due at closing. The Annual Percentage Rate (APR) is 6.733%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $647,000 15-year Fixed-Rate Loan at 6.875% and 75% loan-to-value (LTV) is $5,770 with 0.23 points due at closing. The Annual Percentage Rate (APR) is 6.980%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-Year FHA Loan:

98.875
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 6.625% and 96.3% loan-to-value (LTV) is $2,928 with 0.84 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 7.496%.
99.5
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 7.375% and 96.3% loan-to-value (LTV) is $3,143 with 0.027 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 8.171%.

30-Year VA Fixed-Rate Mortgage:

98.875
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 6.625% and 100% loan-to-value (LTV) is $4,088 with 0.756 points due at closing. The Annual Percentage Rate (APR) is 6.952%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
99.5
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 6.750% and 100% loan-to-value (LTV) is $4,141 with 0.383 points due at closing. The Annual Percentage Rate (APR) is 7.041%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

30-Year Jumbo Fixed-Rate Mortgage:

98.875
The payment on a $1,200,000 30-year Fixed-Rate Loan at 7.375% and 75% loan-to-value (LTV) is $8,288 with 1.017 points due at closing. The Annual Percentage Rate (APR) is 7.506%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
99.5
The payment on a $1,200,000 30-year Fixed-Rate Loan at 7.625% and 75% loan-to-value (LTV) is $8,494 with 0.484 points due at closing. The Annual Percentage Rate (APR) is 7.702%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.