30-Year Fixed
98.875
3.250
3.362
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.500
3.532
Lender Fees:
Lender Credit:
($809)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply
15-Year Fixed
98.875
2.500
2.718
Lender Fees:
Discount Points:
1.125%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
2.875
2.932
Lender Fees:
Lender Credit:
($2426)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
*Income restrictions apply
30-Year FHA
98.875
2.875
3.993
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.250
4.285
Lender Fees:
Lender Credit:
($2137)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
30-Year VA
98.875
3.000
3.283
Lender Fees:
Discount Points:
0.875%
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.250
3.464
Lender Fees:
Lender Credit:
($1598)
Admin Fee:
$0
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
30-Year Jumbo
98.875
3.375
3.475
Lender Fees:
Discount Points:
1.000%
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
100
3.750
3.770
Lender Fees:
Lender Credit:
($1500)
Admin Fee:
$1,295
Credit Report:
$0
Processing:
$0
Underwriting:
$0
Doc Prep:
$0
Funding:
$0
Tax Service:
$0
Rates as of:
8:53AM Pacific Time on January 28th, 2022
Calculate Your Mortgage Payments
See what your mortgage payment could be with today’s rates.
Disclosures and Assumptions
30-Year Fixed-Rate Mortgage:
98.875
The payment on a $647,000 30-year Fixed-Rate Loan at 3.250% and 75% loan-to-value (LTV) is $2,816 with 1 points due at closing. The Annual Percentage Rate (APR) is 3.362%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $647,000 30-year Fixed-Rate Loan at 3.500% and 75% loan-to-value (LTV) is $2,905 with -0.125 points due at closing. The Annual Percentage Rate (APR) is 3.532%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
15-Year Fixed-Rate Mortgage:
98.875
The payment on a $647,000 15-year Fixed-Rate Loan at 2.500% and 75% loan-to-value (LTV) is $4,314 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 2.718%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $647,000 15-year Fixed-Rate Loan at 2.875% and 75% loan-to-value (LTV) is $4,429 with -0.375 points due at closing. The Annual Percentage Rate (APR) is 2.932%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
30-Year FHA Loan:
98.875
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 2.875% and 96.3% loan-to-value (LTV) is $2,068 with 1 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 3.993%.
100
Rate is fixed. The payment on a $420,000, 30-year fixed rate loan at 3.250% and 96.3% loan-to-value (LTV) is $2,155 with -0.5 points due at closing. Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.85% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of less than or equal to 90%, the monthly MIP will be paid for the first 11 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The Annual Percentage Rate (APR) is 4.285%.
30-Year VA Fixed-Rate Mortgage:
98.875
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 3.000% and 100% loan-to-value (LTV) is $2,696 with 0.875 points due at closing. The Annual Percentage Rate (APR) is 3.283%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
100
Rate is fixed. The payment on a $625,000, 30-year fixed-rate loan at 3.250% and 100% loan-to-value (LTV) is $2,783 with -0.25 points due at closing. The Annual Percentage Rate (APR) is 3.464%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.
30-Year Jumbo Fixed-Rate Mortgage:
98.875
The payment on a $1,200,000 30-year Fixed-Rate Loan at 3.375% and 75% loan-to-value (LTV) is $5,305 with 1 points due at closing. The Annual Percentage Rate (APR) is 3.475%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
100
The payment on a $1,200,000 30-year Fixed-Rate Loan at 3.750% and 75% loan-to-value (LTV) is $5,557 with -0.125 points due at closing. The Annual Percentage Rate (APR) is 3.770%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.