The USA 2026 Loan Limits

1-Unit

(Single Family)

2-Unit

(Duplex)

3-Unit

(Triplex)

4-Unit

(Fourplex)
Conforming Loan Limit
i
$832,750
Standard Conforming Loan Limit $832,750
FHA Loan Limit
i
$524,225
FHA Loan limit 2026 will be out soon
Standard FHA Loan Limit $524,225
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,066,250
Standard Conforming Loan Limit $1,066,250
FHA Loan Limit
i
$671,200
FHA Loan limit 2026 will be out soon
Standard FHA Loan Limit $671,200
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,288,800
Standard Conforming Loan Limit $1,288,800
FHA Loan Limit
i
$811,275
FHA Loan limit 2026 will be out soon
Standard FHA Loan Limit $811,275
VA Loan Limit
No Limits*
 
Conforming Loan Limit
i
$1,601,750
Standard Conforming Loan Limit $1,601,750
FHA Loan Limit
i
$1,008,300
FHA Loan limit 2026 will be out soon
Standard FHA Loan Limit $1,008,300
VA Loan Limit
No Limits*
 

* The Blue Water Navy Vietnam Veterans Act of 2019 repealed VA loan limits starting January 1, 2020. Lenders may impose their own limits, however. Ask your lender about their maximum VA loan amount before applying.

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA).