Dani Estes McDonough

Sr. Loan Officer | Mortgage Veteran & Advocate

Over the past 25+ years, our team has found that dedication to our clients is the reason for our success.

We take pride providing high-touch service that moves our customers safely through the home loan process. Our approach is shaped by honesty, transparency, and integrity. From purchasing your first home to refinancing down the road, we can help you understand all of your options so you make a more informed decision.

Lasting relationships and genuine service are at the heart of what we do, and you can rely on our expertise. We put our years of experience to work for you, every step of the way.

Lending is more than just processing loans. It’s making sure you have a positive experience and secure a loan that’s tailored to your circumstances and goals. Let’s get started today!

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206.251.7976  |  NMLS#582876 |  State License
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Real Rates. No Catch.

If you think our rates are good, you should see our fine print.*

*Additional lender fees:

$1295 UW/Admin ($0 for VA loans)

$775 typical appraisal fee (varies)

$0 origination, $0 credit report, $0 processing, $0 doc prep, $0 funding, $0 wire transfer, $0 flood certification.

Always scan the fine print for origination and/or other fees.  When getting verbal quotes from lenders who don’t post rates, request they email a screenshot of their pricing to be sure it matches their verbal quote.

Some mortgage companies quote different rates based on how you were referred to them.  Some of their rates also vary by loan officer and/or by branch.   Upwell rates are consistent regardless of source.

Points are costs usually collected at closing for obtaining a specific rate and may be paid by the borrower or the home seller or may be split between them. Numbers appearing in brackets are credits – example ($2000).

APR=Annual Percentage Rate: A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.

The APR includes the approximate cost of prepaid finance charges, including 10 days of prepaid interest, points associated with the rate displayed, and some third-party fees. It does not include other closing costs. Actual APRs for individual loans may differ. All loan applications are subject to credit and property approval. Sample payments shown include only principal and interest. Your interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing. Adjustable Rate Mortgage (ARM) interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. If your down payment or equity is less than 20%, mortgage insurance will be required, which will increase the monthly payment. Assumes no other loans or liens on subject property. Property and/or flood hazard insurance may be required. Maximum loan limits may apply. Additional rates and programs are available.

Hazard insurance is required, and flood insurance may be required if the property is located in a flood zone. Payments do not include amounts for property taxes and insurance premiums. Actual payments may be higher.

This rate sheet is not a credit decision or a commitment to lend and your rate will depend on various factors including your type of loan, credit profile, property value, occupancy, loan size, etc. Rates and product availability may also vary based on the State or region in which your financed property is located. Offer is subject to normal credit qualifications. Rates are subject to change. Consult your tax advisor regarding the deductibility of interest. Some restrictions may apply.