Jeff Bell


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NMLS# 175417

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Jeff is a focused and accomplished leader with a sunny outlook to match his vision. Throughout 15 years in the mortgage lending industry, Jeff has consistently inspired referrals and repeat business from happy customers while spurring all-around impressive growth for Seattle's top mortgage companies. He's carved a successful path as an executive with passionate team leadership and a mission to provide opportunity - to consumers and industry professionals alike. Jeff is uniquely skilled at leveraging leading-edge technology in combination with traditional, person-to-person sales, all while upholding the highest possible standards for customer experience.

Highly regarded throughout his career for integrity and professionalism, Jeff has been named to the Top 1% of Mortgage Originators by both Mortgage Executive Magazine and Scotsman Guide for several years . Over a decade at Cobalt Mortgage, he formed and ran the Builder Division and Condominium Underwriting department, oversaw marketing efforts, MSA and CRM programs, co-managed a $1 billion region, and became their top all-time producer with over $700 million in loans sourced and funded. His wide-reaching product experience spans Residential Real Estate Lending, Condominium Loans and Financing, New Construction, Refinancing, FHA and VA, and Jumbo Loans. He co-founded Upwell with Megan Bell, his business partner and wife.


"We started Upwell to deliver a better experience for consumers at less cost, while still keeping up speed and efficiency in the lending process. For us, there's nothing better than helping people achieve their dreams. It's why we do what we do."

Apply today.  Experience mortgage lending the Upwell way.